HSBC Purchase Plus Credit Card: Your Partner for Smart Spending

Unlock a world of flexibility and financial advantages with the HSBC Purchase Plus Credit Card.

Navigating your financial journey is easier when you have the right tools. The HSBC Purchase Plus Credit Card offers features that cater to modern spending habits. Imagine spreading the cost of purchases interest-free or consolidating your debts into a single manageable payment. This card delivers just that, plus a lot more. Ready to find out how it can transform the way you manage your finances?

CREDIT CARD

HSBC Purchase Plus

Interest-free purchases No annual fee

APPLY NOW You will be redirected to

Key Benefits at a Glance

• 0% Interest on Purchases: Spread out the cost of your spending with 0% interest for up to 20 months from account opening, giving you more financial flexibility.
• 0% Interest on Balance Transfers: Consolidate your debts with 0% interest for 17 months on balance transfers made within 60 days (3.49% fee applies).
• No Annual Fee: Enjoy the full range of card benefits without worrying about paying any yearly charges or hidden fees.
• Purchase Protection: Benefit from Section 75 protection, covering eligible purchases between £100 and £30,000 for added peace of mind.
• Global Acceptance: Use your card confidently wherever Visa and Mastercard are accepted, whether locally or internationally.
• Interest-Free Period: Take advantage of a set interest-free period, perfect for spreading out payments on larger purchases.
• Exclusive Offers: Unlock special discounts, deals, and perks through HSBC’s partnerships, adding more value to your spending.
• Transparent Terms: Save more with no annual fee and clear, straightforward terms, keeping more money in your pocket.

How Does It Benefit You?

The HSBC Purchase Plus Credit Card stands out for its practical advantages:

1. Simplified Spending: Make major purchases and pay over time without interest, perfect for planned expenses like travel or home upgrades.
2. Debt Management: Consolidate credit card balances to simplify payments and reduce interest costs.
3. Financial Peace of Mind: Section 75 ensures your purchases are protected, offering confidence and security in every transaction.
4. Global Usability: Whether at home or abroad, this card has you covered with worldwide acceptance and 24/7 assistance.

The Power of the HSBC Mobile App

Simplify your financial life with the HSBC Mobile Banking app:

• Account Insights: Monitor your transactions and balances effortlessly.
• Quick Payments: Make repayments on the go, ensuring you stay on top of your finances.
• Enhanced Security: Control your card’s status, from freezing to setting spending limits.

HSBC Purchase Plus: Representative Example

The representative example assumes a credit limit of £1,200, with a variable annual purchase rate of 24.9% and a representative APR of 24.9% (variable). These rates provide a clear understanding of potential costs when using the card for everyday spending.

Eligibility Criteria

To apply for the HSBC Purchase Plus Credit Card, you must:

• Be over 18 years old.
• Be a UK resident.
• Have an annual taxable income or pension of £6,800 or more.
• Not hold an HSBC Basic Bank Account.

Easy Application Process

Getting your HSBC Purchase Plus Credit Card is straightforward:

1. Online Application: Visit the HSBC website.
2. Provide Details: Share personal, financial, and employment information.
3. Credit Check: HSBC will evaluate your eligibility.
4. Receive Your Card: Approved? Your card arrives in 7-10 working days.
5. Activate: Use online banking or call to activate.

HSBC Purchase Plus: FAQs

1. Are there additional security features on the card?
   Absolutely! The card comes with advanced security features, including real-time fraud alerts and contactless payment protection.
2. Can I add an authorized user to my account?
   Yes, you can add family members or trusted individuals as authorized users to share the benefits of the card.
3. What happens if I miss a payment?
   Missing a payment may result in late payment fees and could affect your credit score, so it’s best to set up direct debit payments.
4. Are there tools to help me manage my finances?
   Yes, the HSBC Mobile Banking app includes budgeting tools and spending insights to help you stay in control of your finances.
5. Can I use this card to withdraw cash?
   Yes, cash withdrawals are possible, but they may incur a cash advance fee and interest from the date of withdrawal.

The HSBC Purchase Plus Credit Card combines flexibility, security, and savings in one powerful financial tool. Ready to take the next step? Visit the official HSBC website today and unlock smarter spending.

CREDIT CARD

HSBC Purchase Plus

Interest-free purchases No annual fee

APPLY NOW You will be redirected to