U.S. Bank Altitude® Go Secured Visa®: Earn Points & Build Credit

The U.S. Bank Altitude® Go Visa Signature® Card stands out for its robust rewards structure and a variety of benefits.

If you’re seeking a credit card that offers substantial rewards for dining and takeout, the U.S. Bank Altitude® Go Visa Signature® Card might be your perfect match. This card not only provides impressive points on dining-related purchases but also includes benefits like no annual fee and a generous introductory APR.

CREDIT CARD

U.S. BANK ALTITUDE® GO SECURED

Zero fraud liability No Annual Fee

Earn points while building credit.

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In this article, we’ll explore the numerous advantages, fees, benefits of the Visa Signature network, requirements for application, and the process to apply for this card. Additionally, we’ll address some frequently asked questions to help you make an informed decision.

Points and redemption program:

The U.S. Bank Altitude® Go Visa Signature® Card offers a comprehensive rewards program that allows cardholders to earn points on every purchase: 4X Points on Dining and Takeout / 2X Points on Grocery Stores, Gas Stations, and Streaming Services / 1X Point on All Other Purchases

Redeeming Points

The points earned with the U.S. Bank Altitude® Go Visa Signature® Card can be redeemed in various ways, providing flexibility to suit different needs and preferences:

• Travel: Use points to book flights, hotels, car rentals, and more through the U.S. Bank rewards portal.
• Merchandise: Redeem points for a wide range of products, from electronics to household items.
• Cash Back: Convert your points into statement credits to offset your card balance.
• Gift Cards: Choose from a selection of gift cards to popular retailers and restaurants.
• Real-Time Rewards: Redeem points instantly for nearly any purchase by using your mobile device. When you make a purchase, you’ll receive a text asking if you want to use points to redeem immediately. Reply “REDEEM” to complete the transaction.

Advantages of the U.S. Bank Altitude® Go Visa Signature® Card

• One of the primary attractions of the U.S. Bank Altitude® Go Visa Signature® Card is its lucrative rewards program. Here’s a breakdown of what you can earn:
• Streaming Bonus: Receive a $15 credit for service purchases such as Netflix, Apple TV+, Spotify®, and more.
• Earn 25,000 bonus points: Simply spend $1,000 on eligible net purchases within the first 90 days. (see conditions).
• 4X Points on Dining and Takeout: Get four points for every dollar spent at restaurants, including takeout and delivery.
• 2X Points on Groceries, Gas, and Streaming Services: Earn two points for each dollar spent at grocery stores, gas stations, and eligible streaming services like Netflix and Spotify.
• 1X Point on Everything Else: Earn one point per dollar spent on all other purchases.

Fees and Charges

The U.S. Bank Altitude® Go Visa Signature® Card comes with no annual fee, making it cost-effective for everyday use. However, it’s essential to be aware of other fees associated with the card:

• Balance Transfer Fee: 3% of each transfer amount, with a $5 minimum.
• Foreign Transaction Fee: None, making it ideal for international travel.
• Cash Advance Fee: 5% of each advance amount, with a $10 minimum.
• Late Payment Fee: Up to $40, depending on the balance and timing of the late payment.
• No annual fee and low introductory APR: Enjoy and earn on purchases and balance transfers† for the first 12 billing cycles. After that, a variable APR applies.

Benefits of the Visa Signature Network

As a Visa Signature cardholder, you gain access to several exclusive benefits:

• Visa Signature Concierge: 24/7 concierge service to assist with travel, dining, and entertainment arrangements.
• Visa Signature Luxury Hotel Collection: Benefits at over 900 luxury hotels worldwide, including room upgrades, complimentary breakfast, and late check-out.
• Travel and Emergency Assistance: Help with medical and legal referrals, emergency transportation, and more when traveling.
• Purchase Security and Extended Protection: Protects your eligible purchases against damage or theft and extends warranty coverage beyond the manufacturer’s warranty.

These benefits enhance your overall experience and add significant value to your card.

Requirements for Application

To qualify for the U.S. Bank Altitude® Go Visa Signature® Card, applicants typically need to meet the following criteria:

• Credit Score: Good to excellent credit, usually a FICO score of 670 or higher.
• Income: A steady source of income to demonstrate the ability to repay the credit extended.
• Age: Applicants must be at least 18 years old (19 in some states).
• U.S. Residency: Must be a U.S. citizen or permanent resident.

These requirements ensure that applicants have a solid credit history and financial stability.

How to Apply

Applying for the U.S. Bank Altitude® Go Visa Signature® Card is straightforward. Follow these steps to get started:

1. Visit the U.S. Bank Website: Navigate to the official U.S. Bank credit card page.
2. Select the Altitude Go Card: Click on the U.S. Bank Altitude® Go Visa Signature® Card option.
3. Fill Out the Application: Provide the necessary personal information, including your name, address, Social Security number, and income details.
4. Review and Submit: Double-check your information for accuracy and submit the application.

Frequently Asked Questions

• What is the U.S. Bank Altitude® Go Visa Signature® Card best for?

This card is best for individuals who frequently dine out or use streaming services. The 4X points on dining and the annual streaming credit make it highly rewarding for these categories.

• Is there an annual fee for the U.S. Bank Altitude® Go Visa Signature® Card?

No, this card has no annual fee, allowing you to maximize your rewards without worrying about an extra yearly cost.

• Can I use this card for international purchases?

Yes, there are no foreign transaction fees, making it an excellent choice for international travel and purchases.

• How do I redeem my points?

Points can be redeemed for various options, including travel, merchandise, cash back, and more through the U.S. Bank rewards portal. You can also use Real-Time Rewards to redeem points instantly for nearly any purchase.

• What credit score is needed to apply?

Applicants typically need a good to excellent credit score, usually 670 or higher, to qualify for this card.

In conclusion, the U.S. Bank Altitude® Go Visa Signature® Card is your key to exceptional rewards and lifestyle perks, especially for dining and streaming. With no annual fee and an easy application process, now is the perfect time to apply and enjoy these amazing benefits. Don’t wait—unlock your rewards today!

CREDIT CARD

U.S. BANK ALTITUDE® GO SECURED

Zero fraud liability No Annual Fee

APPLY NOW You will be redirected to