Tangerine World Mastercard®: Rewards and Perks with No Annual Fee

The Tangerine World Mastercard® delivers flexible rewards, valuable cashback, and lifestyle perks—all with no annual fee attached.

If you’re seeking a credit card that offers flexibility, rewards, and added perks without the burden of an annual fee, the Tangerine World Mastercard® stands out as a compelling choice. Designed for Canadians who want to maximize their everyday spending, this card combines customizable cashback options with valuable travel and purchase protections.

Whether you’re fueling up, dining out, or booking your next trip, the Tangerine World Mastercard® adapts to your lifestyle, ensuring you get the most out of every dollar spent. With features tailored to both everyday needs and occasional indulgences, it’s more than just a credit card—it’s a tool to enhance your financial journey.

CREDIT CARD

Tangerine World Mastercard®

$0 Annual fee Unlimited 2% cash back

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Benefits of the Tangerine World Mastercard®

• Customizable Cashback: Earn 2% cashback in two spending categories of your choice, such as groceries, gas, or restaurants. Opt to deposit your rewards into a Tangerine Savings Account to unlock a third category.
• No Annual Fee: Enjoy all the benefits of a premium card without any annual charges.
• Mobile Device Insurance: Protect new mobile phones purchased with the card or paid through monthly bills—coverage applies against damage, theft, or loss.
• Rental Car Insurance: Get coverage for rental vehicle damage or theft when the entire cost is charged to your card.
• Purchase Protection & Extended Warranty: Eligible purchases are covered against damage or theft for a limited time, and manufacturer warranties are extended.
• Mastercard® Travel Pass: Gain access to over 1,300 airport lounges worldwide at a discounted rate, plus exclusive deals on dining and retail in select airports.
• Travel Rewards: Unlock cashback offers at select international merchants when using the card abroad.
• Add Authorized Users: Up to five authorized users can be added at no extra cost.
• Digital Wallet Support: Use your card with Apple Pay, Google Pay, and Samsung Pay for contactless payments.
• Welcome Offer: New cardholders can earn 10% cashback for the first two months, up to a capped amount.

Fees and Charges

• Annual Fee: $0
• Foreign Transaction Fee: 2.5% on purchases in non-Canadian currencies
• Purchase Interest Rate: Standard interest rate applies (check latest terms on Tangerine’s site)
• Cash Advance Rate: Higher than purchase rate
• Balance Transfer Offer: Promotional rate for a limited period with applicable transfer fees

How to Use and Maximize the Tangerine World Mastercard®

To make the most of this card, start by selecting spending categories that match your lifestyle. Choose groceries, gas, or entertainment to earn accelerated cashback. Use the Tangerine app to track spending, adjust your cashback categories every 90 days, and view transactions in real time. Linking a Tangerine Savings Account unlocks a third cashback category, increasing reward potential.

Use the card for everyday purchases like monthly subscriptions or mobile phone bills to benefit from built-in insurance protections. When traveling, take advantage of Mastercard Travel Pass and cashback offers abroad.

Requirements and How to Apply

Eligibility Criteria:

• Canadian residency
• Age of majority in your province
• Minimum personal income of $60,000 or household income of $100,000
• Good credit standing (typically 650 or above)

How to Apply:

1. Visit tangerine.ca and navigate to the World Mastercard® page
2. Click on “Apply Now”
3. Log in or create a Tangerine profile
4. Complete the online application with your financial details
5. Choose your preferred cashback categories
6. Submit and receive a decision, typically within minutes

Frequently Asked Questions (FAQ)

1. Can cashback categories be changed?
Yes. Cashback categories can be updated every 90 days via the Tangerine app or website.

2. Is there a cost for adding authorized users?
No. Up to five authorized users can be added at no extra charge.

3. Does this card include travel medical insurance?
No, it includes travel-related perks like rental car coverage and lounge access, but not emergency medical insurance.

4. Is there a penalty for late payments?
Yes. Standard interest rates and potential late fees apply if payments are missed.

5. Can this card be used internationally?
Yes. It’s accepted globally wherever Mastercard® is, but foreign transaction fees apply.

Conclusion

The Tangerine World Mastercard® offers a strong combination of flexibility, value, and everyday convenience. With no annual fee, customizable rewards, and extra protections, it’s a practical choice for Canadians seeking a rewarding credit card experience tailored to their lifestyle.

CREDIT CARD

Tangerine World Mastercard®

$0 Annual fee Unlimited 2% cash back

APPLY NOW You will be redirected to