American Express Cobalt®: Your Gateway to Exceptional Rewards

Transform your spending with the American Express Cobalt®, offering rewards and perks to elevate your lifestyle.

The American Express Cobalt® is more than just a credit card—it’s a lifestyle companion that rewards you for your everyday purchases. Whether you’re dining out, exploring new destinations, or shopping for essentials, this card ensures you earn benefits that matter. Its versatility and unique rewards structure make it a standout choice for those looking to maximize value.

CREDIT CARD

American Express Cobalt®

Flexible Points Travel Program Membership Rewards® points

The more you do, the more you get to do.

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Curious about what makes the Cobalt® so special? Let’s dive into its array of benefits and discover why it’s a must-have for savvy consumers.

American Express Cobalt®: Benefits

1. Elevated Rewards on Everyday Spending

The American Express Cobalt® lets you earn 5x points on dining, groceries, and food delivery. This means that every coffee run, dinner date, or grocery trip translates into substantial rewards, helping you get more out of what you already love to do.

With unmatched earning potential, your points can quickly accumulate, allowing you to redeem them for travel, merchandise, or even statement credits. Whether you’re a foodie or a home chef, this feature ensures that your daily spending is more rewarding than ever.

2. Exclusive Travel Perks

For the adventurers and commuters, the card offers 2x points on travel and transit expenses. From booking flights and hotels to daily subway rides, your journeys are now more rewarding.

The American Express Cobalt® also includes travel insurance, ensuring peace of mind during your trips. This combination of rewards and security makes it the ideal card for both frequent flyers and weekend wanderers.

American Express Cobalt®: Quality You Can Trust

Flexible Redemption Options

The American Express Cobalt® provides flexibility in how you use your rewards. Points can be redeemed for travel, gift cards, or statement credits, giving you complete control over your benefits. This adaptability ensures that the card works for your unique needs, whether you’re saving for a big trip or treating yourself to something special.

By allowing you to customize your rewards, the Cobalt® ensures that you’re always getting the most value out of your spending.

Save While You Spend

Unmatched Value for Everyday Expenses

Owning the American Express Cobalt® means saving while enjoying premium benefits. With high reward rates on essential spending categories, the card practically pays for itself.

For example, the rewards you earn on dining or grocery shopping can be redeemed for cash back or other perks, effectively reducing your monthly expenses. It’s a simple way to make your money work harder for you.

Security and Peace of Mind

Comprehensive Coverage

The American Express Cobalt® offers robust protection, including purchase protection and extended warranties. These features safeguard your investments, providing additional value and confidence in every transaction.

You also benefit from 24/7 customer service, ensuring assistance is just a call away. This level of support reinforces the card’s commitment to your financial security.

Eligibility Criteria

To apply for the American Express Cobalt®, you must meet the following requirements:

• Be at least 18 years old (or the age of majority in your province or territory).
• Have a valid Canadian credit file.
• Provide proof of income and employment.
• Have a clean credit history with no recent bankruptcies or defaults.

Application Process

Applying for the American Express Cobalt® is simple and straightforward. Follow these steps:

1. Visit the American Express Website:
   Go to the official American Express website and navigate to the Cobalt® card page.
2. Complete the Online Application:
   Fill out the required fields, including personal details, financial information, and employment history.
3. Submit Supporting Documents:
   Provide proof of income, a valid ID, and any other documents requested by the issuer.
4. Review and Submit:
   Double-check your information for accuracy and submit your application. You’ll receive a confirmation email once your application is processed.
5. Await Approval:
   Approval times vary but typically take a few business days. If approved, your card will be mailed to you promptly.

FAQs

1. What is the annual fee for the American Express Cobalt®?
The annual fee is $120, billed at $10 per month.

2. Can I use the card internationally?
Yes, the card is widely accepted worldwide, and there are no foreign transaction fees.

3. What are the main reward categories?
You earn 5x points on dining and groceries, 2x points on travel and transit, and 1x point on all other purchases.

4. Is there a welcome bonus for new cardholders?
Yes, new members may qualify for a welcome bonus of additional points after meeting a minimum spend requirement within the first three months.

CREDIT CARD

American Express Cobalt®

Flexible Points Travel Program Membership Rewards® points

The more you do, the more you get to do.

APPLY NOW You will be redirected to