If you love to travel but want to keep your spending in check, the WestJet RBC Mastercard might be just the travel companion you need. Designed with Canadian travellers in mind, it lets you earn rewards easily while offering useful extras like built-in insurance and discounts through trusted partners.
From everyday purchases to flight bookings, this card turns your spending into WestJet dollars you can actually use—without complicated rules or high fees. It’s a straightforward, affordable way to bring your next trip a little closer.
WestJet RBC Mastercard
WestJet points RewardsWhy Canadians Love the WestJet RBC Mastercard
Earn on What You’re Already Spending
- Get a welcome bonus in WestJet dollars just for using your card and reaching a modest spend in the first 3 months.
- Collect 1% in WestJet dollars on everyday purchases like groceries, bills, or gas.
- Get 1.5% in WestJet dollars when you book WestJet flights or WestJet Vacations packages.
Simple, Flexible Ways to Redeem
- Use your WestJet dollars to cover the base fare of WestJet flights and vacation packages.
- No blackout dates—redeem your rewards any time, even during seat sales or busy seasons.
- You can even apply your dollars toward taxes and fees when booking directly with WestJet.
Added Perks for Everyday Life and Travel
- Companion voucher every year: Take someone with you on a round trip in Canada or the continental U.S. starting at $199 CAD (plus taxes and fees).
- Fuel savings at Petro-Canada: Save 3¢/L and earn 20% more Petro-Points when you link your card.
- Extra rewards at Rexall: Earn 50 Be Well points per $1 on eligible items when you link your card.
- DashPass on DoorDash: Enjoy 3 months of free deliveries on orders over $15 when you sign up.
Travel & Purchase Protection That Has Your Back
- Travel Accident Insurance: Coverage for accidental injury or loss while travelling on public transportation.
- Rental Car Coverage: Protection for theft, damage, or loss when you rent a car.
- Hotel/Motel Burglary Insurance: Get reimbursed if your personal belongings are stolen from your room.
- Delayed Baggage Insurance: Up to $500 for essentials if your checked bags are delayed.
- Purchase Security: Eligible items are protected for up to 90 days from theft or damage.
- Extended Warranty: Doubles the manufacturer’s warranty by up to one additional year.
WestJet RBC Mastercard – What Does It Cost?
- Annual fee: $39 CAD for the primary cardholder; $19 CAD per additional card.
- Purchase interest rate: 20.99%
- Cash advances: 22.99% (21.99% in Quebec)
- Cash advance fee: $5 per transaction
- Overlimit fee: $29 (not applicable in Quebec)
- Returned payment fee: $45
How It Stacks Up to Other Travel Cards
| Card | Fee | Earn | Perks | Income |
|---|---|---|---|---|
| WestJet RBC | $39 | 1% / 1.5% WJ | Voucher, fuel, insurance | Not disclosed |
| WestJet RBC World Elite | $119 | 1.5% / 2% WJ | Lounge, bags, boarding | $80K / $150K HH |
| TD Aeroplan Infinite* | $139 | Up to 1.5 pts | Bag, lounge, insurance | $60K / $100K HH |
Frequently Asked Questions
1. Do WestJet dollars expire?
Nope! As long as your account is open and in good standing, your WestJet dollars won’t expire.
2. Can I use my companion voucher for international trips?
Not quite. The voucher is valid for travel within Canada and to the continental U.S., starting from $199 CAD (plus taxes and fees).
3. Does this card offer airport lounge access?
No, this version doesn’t include lounge access. If that’s a must-have, check out the WestJet RBC® World Elite Mastercard.
4. Is there a minimum income requirement?
There’s no published income requirement for this card.
5. Can I add extra users to my account?
Yes, you can add additional cardholders for just $19 per person annually.
Final Thoughts – WestJet RBC Mastercard
The WestJet RBC Mastercard is a practical, affordable way for Canadians to turn everyday spending into real travel rewards. It’s ideal for WestJet flyers who want a low-commitment card with solid perks—like a yearly companion voucher and built-in travel insurance—without paying a premium price.
If you’re chasing elite-level benefits like lounge access or priority check-in, you might consider the World Elite version instead. But for simple, flexible rewards and a touch of travel convenience, this card delivers great value.
Are You Eligible? Here’s How to Get Started
Who Can Apply
- Must live in Canada permanently.
- Must be of legal age in your province or territory.
- A strong credit history will help with approval.
Ways to Apply
- Online: Head to the RBC website and complete the secure application.
- In person: Stop by an RBC branch near you.
👇 Ready to take off? Apply online today and start earning towards your next adventure.
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