Imagine a credit card that turns your everyday purchases into extraordinary opportunities. The American Express® Preferred Rewards Gold Credit Card is designed to offer more than just payment convenience — it provides access to exceptional rewards, travel benefits, and premium experiences tailored to your lifestyle.
American Express Preferred Rewards Gold
Get Points on All Your Spend Global Assist®Whether you’re booking a trip or dining at your favorite restaurant, this card transforms your spending into something remarkable. Curious about how it works? Read on to explore the full potential of the American Express® Preferred Rewards Gold Credit Card.
Key Benefits
- Generous Welcome Bonus: Earn Membership Rewards® points redeemable for travel, shopping, or statement credits.
- Accelerated Points Earning: Earn 2 points for every £1 spent on travel-related purchases, including flights and hotels, and 1 point for every £1 spent on other eligible transactions.
- Dining Credits: Receive £5 monthly credits twice on eligible Deliveroo orders, adding up to £120 annually.
- Travel and Purchase Protections: Access comprehensive coverage, including refund protection, purchase protection, and travel accident insurance, ensuring peace of mind wherever you go.
- No Foreign Transaction Fees: Enjoy fee-free spending abroad, making it a perfect companion for international trips.
- Invite a Friend: Earn at least 9,000 Membership Rewards points for each approved referral, with a yearly cap of 90,000 points.
- Complimentary Supplementary Card: Add a supplementary card for family or a partner to accelerate earning rewards.
Enhance Your Lifestyle with Greater Rewards:
- Global Lounge Access: Enjoy 4 complimentary Priority Pass airport lounge visits annually at over 1,300 locations. Share with family or friends.
- Exclusive Experiences: Access early tickets and exclusive events with American Express® Experiences. Discover more on the Eat Life website.
- Travel Insurance: Coverage includes Travel Accident Insurance up to £250,000 and Travel Inconvenience Insurance up to £200 when booking travel with your card.
- Purchase Protection: Covers repair or replacement for eligible items stolen or damaged within 90 days, up to £2,500 per item.
- Refund Protection: Refunds up to £300 for eligible items returned within 90 days, even if the retailer declines.
- Proteção contra fraudes : recursos avançados de segurança protegem sua conta, oferecendo responsabilidade zero em transações não autorizadas.
- Global Assist®: 24/7 travel support outside the UK.
- Personalised Offers: Save money with tailored deals via the American Express App.
- Deliveroo Benefit: Get £5 back twice a month on eligible Deliveroo orders after enrollment.
Why Choose This Card?
American Express® Preferred Rewards Gold: Premium Rewards
The Membership Rewards® program offers unmatched flexibility and value. Accumulate points on everyday purchases and redeem them for travel, shopping vouchers, or even cashback. The program ensures that your rewards adapt to your lifestyle.
Elevated Travel Experiences
The American Express® Preferred Rewards Gold Credit Card enhances your travel journeys. From complimentary lounge access to travel insurance, every trip becomes more comfortable and secure. Whether for business or leisure, the card helps you travel smarter and with added peace of mind.
How It Saves You Money
Owning this card can lead to significant savings:
- The first-year annual fee is waived, saving you £195.
- Dining credits on Deliveroo can total up to £120 annually.
- Complimentary lounge visits provide luxurious pre-flight comfort at no additional cost.
With rewards points accumulating on every purchase, these savings and benefits easily offset the card’s annual fee in subsequent years.
The American Express App
The card’s benefits extend to its user-friendly app. With the app, you can:
- Monitor your spending in real-time.
- Redeem Membership Rewards® points effortlessly.
- Set up account alerts and manage payments seamlessly.
- Access exclusive offers tailored to your preferences.
This intuitive tool ensures you stay in control of your finances with ease.
Representative Example
The card features an 88.3% representative APR (variable), a £195 annual fee waived in the first year, an assumed credit limit of £1,200, and a 30.7% variable purchase rate.
Eligibility Criteria
To qualify for the American Express® Preferred Rewards Gold Credit Card, you must:
- Be at least 18 years old.
- Have a permanent UK address.
- Possess a UK bank or building society account.
- Maintain a good credit history with no history of missed payments or defaults.
Meeting these criteria ensures a smooth application process.
American Express® Preferred Rewards Gold: How to Apply
The application process is straightforward and can be completed online in just a few steps:
- Check Eligibility: Use the American Express eligibility tool to determine your likelihood of approval without affecting your credit score.
- Complete the Application: Provide personal details, including your address, income, and financial information.
- Review Terms: Carefully read the terms and conditions to understand fees, rates, and benefits.
- Submit Your Application: Once completed, submit your application for review. Approval is often quick, and you’ll be notified within minutes.
- Receive Your Card: Upon approval, your card will be delivered promptly. Activate it to start enjoying its benefits.
How Rewards Work and Where to Spend Them
Earning Rewards: Accumulate points on every eligible purchase. With accelerated earning rates on travel and dining, you can amass points quickly.
Spending Rewards: Redeem your points for flights, hotel stays, gift cards, or statement credits. The flexibility of the Membership Rewards® program allows you to tailor rewards to your needs.
Frequently Asked Questions
- Can I use the card abroad? Yes, there are no foreign transaction fees, making it ideal for international travel.
- How do I redeem Membership Rewards® points? Points can be redeemed through the American Express Membership Rewards® portal for travel, shopping, and more.
- Is there a minimum income requirement? While a specific income threshold isn’t disclosed, applicants should have a stable income and good credit history.
- What should I do if my card is lost or stolen? Contact American Express immediately for a replacement card and to report unauthorized transactions.
The American Express® Preferred Rewards Gold Credit Card is more than a financial tool — it’s your partner in unlocking a world of rewards and exclusive benefits. Ready to elevate your spending? Apply today to experience the difference.
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